The Seven Universal Currencies, as defined by author and entrepreneur Moses B. Arthur, are a framework of non-monetary assets used to leverage success and generate wealth, including:The Mind, Time, Light (knowledge/wisdom), God (Grace), Relationships, Physical (health/energy), and Money. These currencies emphasize personal development and strategic action over, or in addition to, traditional finance.

• The Currency of the Mind: Regarded as the biggest asset, where thoughts are seeds that dictate reality.
• The Currency of Time: Considered the unit of destiny, divided into four seasons: Morning (discovery), Afternoon (building), Evening (establishing), and Night (legacy).
• The Currency of Light: Represents knowledge, wisdom, understanding, and vision.
• The Currency of God & Grace: Involves divine favor and spiritual empowerment.
• The Currency of Relationships: Focuses on building valuable connections, as blessings often come through people.
• The Physical Currency: Refers to health and physical well-being as foundational wealth.
• The Currency of Money: Represents financial resources, which are made through action and maintained via behavior.